fiscal cliff and compounding effects

1)http://www.youtube.com/watch?v=W2rTQpdyCFQ

2)http://www.youtube.com/watch?v=eiaYmhQsBHc

3)http://moneymappress.com/pro/Pyramid0712MMR2Y.php?code=PPYRN906&n=PYRAMIDMMR12EADMMP.